Cyber security

Another day, another story about criminals trying to get your credit card data.

So, short of hoarding cash and staying in your home — which carries its own set of risks — what do you do?

I have an app for that. Or at least an insurance policy.

For homeowners, every Farmers homeowners package includes Identity Fraud protection of $30,000. In a nutshell, if someone manages to get your information, Farmers will pay the legal bills to get your identity back.

Think of it as passive detection.

It's included for homeowners, but we can also add it to our renter's insurance policy.

We also have the option for active detection with Farmers Identity Shield. The Shield monitors your credit files and provides an annual report with details of your credit file and public records.

And if someone does manage to get ahold of your information, they will guide you through the identity recovery process and a whole lot more. You can get more information by calling me (417) 708 9583 or you can check out www.farmersidentityshield.com.


That may be all an individual needs, but what what can a business do to protect itself?

Most of the Business Owners Packages that Farmers offers include Cyber Liability and Data Breach coverage.

So if someone does manage to break in to your system and steal your clients' data (Just like what happened at Target) Farmers will help you hire a telemarketing agency to let your clients know what happened. It will also reimburse you for the credit monitoring you'll have to do for your customers.

Sounds a lot better than paying for all of that yourself, doesn't it?

www.farmersagent.com/dgragg